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“R.I.P”

Lately it seems like everyday I turn on the T.V someone else has been killed or lost a battle with an illness.

Life is so delicate.

When I think of something being delicate I think about how it needs to be handled with care.  I think about delicate fabrics that are destroyed when washed improperly. I think about delicate materials that need to be handled with care when being shipped through the mail. I think about getting my eggs home from the super market without breaking any of them. But life…

Life is so delicate.

I don’t remember who I heard say it but I think about those words every time someone dies senselessly or unexpectedly. That phrase takes on more and more meaning by the week. I often think to myself, man, life really is delicate. This year has been crazy. Think of all the celebrities, athletes, and other notable figures that have left us far too soon. More importantly think about the regular people who don’t get media attention that have also passed away. I don’t get worked up when a public figure dies because I think about the average Joe who died that same day and how his family is feeling.

I don’t know if it is because I’m getting older that I’m more aware but it seems like more and more people’s number are being called.  I try to mentally condition myself to cope with death. I tell myself that it happens to everyone. I tell myself that we all have to go. I tell myself that when it hits home I’ll be ready. But will I really? Like all people I’ve lost loved ones. As a youngster I’ve even seen death up close.  I often wonder to myself, if death is inevitable why are we always caught off guard? If we’ve all experienced it many times before, why do we still cry when we experience it again?  If heaven is such a desirable place, why are we sad when our loved ones go?

I don’t know. Though, there is a defense mechanism inside me that wants to avoid emotional pain and continues to seek the answers.

Life is so delicate.

So you must handle yours with care. You must be relentless in your pursuit of happiness and contentment. You must refuse to settle. You must refuse to settle in your professional aspirations. You must refuse to settle in your relationship expectations. You must take calculated risk. You can’t be afraid to fail.

Thanks for visiting The Neighborhood and kicking it with me on The Stoop while I vent,

Scott Speed

TheNeighborhoodSpeaks.com

Before you go I want to share some wisdom that was shared with me. If you haven’t done so already, get a will and get term life insurance. It’s the responsible thing to do, especially if you have a family. When I got my will notarized a year ago the gentleman said, “it’s nice to see a young man doing this. Many people never do, and it’s a burden on their families when they pass. I also sleep better at night knowing that because I have life insurance my family will be taken care of.

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“Is Marriage Just A Joke”

I ain’t no joke, I use to let the mic smoke

Now I slam it when I’m done and make sure it’s broke

When I’m gone no one gets on cuz I won’t let

Nobody press up and mess up the scene I set

I like to stand in a crowd and watch the people wonder, d***

But think about it then you’ll understand

I’m just an addict, addicted to music

Maybe it’s a habit, I gotta use it

(Eric B & Rakim “I Ain’t No Joke”)

In the aftermath of the Steve McNair tragedy that went down on the 4th of July I began to think about what marriage has become in our country. You heard all the stories about how he was supposedly happily married and a great father. Then you hear about the circumstances of his death and it just really highlights the complexities of relationships in our society. I’m not judging Steve McNair; his personal life is none of my business, however his situation brought the following thoughts to my mind…again.

As a young adult in my late teens and early twenties I came to the conclusion that marriage was just a joke.  That decision was based on all that I saw growing up. I grew up in a single parent household (though my father was very active in raising my siblings and I). Many of my family members had failed marriages. Some of my friends had no relationship with their fathers at all.

I also saw first hand the pain that infidelity in a marriage can cause a family. I’ll never forget the first time I met my brother from another mother when he was 6 years old. I love my brother deeply but at that time as a 10 year old I was enraged. I heard all the stories from friends about how their father had cheated on their mother and how much it hurt them and those things had an affect on me. As a young adult I thought to myself,

What makes me any different from all of these other men? If they could not avoid the temptation, how could I? I do not want to be the one causing that type of pain in a woman’s life.

Those were truly my thoughts.

We hear the statistics all the time, over 50% of all marriages in our country fail. Hitting only 50% of your shots in basketball is a good thing but when it comes to building and sustaining a family that statistic is horrible. And lets not even talk about the mockery that some entertainers and public figures have made out of marriage.  As a young man I didn’t see many examples of loving marriages and all I heard in the media were the negative scenarios.

So I decided that I would never get married.

I didn’t make that decision because I was having so much fun living the reckless bachelor life. I made that decision because I wanted to avoid all the pain that I associated with marriage.

I felt that way even when I met my wife to be. We dated for over 3 years while she patiently allowed me to grow into the mindset that I have today.  While we were dating I began to look at things differently. This was the same time I started to read books and listen to trainings on mental toughness, emotional intelligence, and principles of success. I was blessed to have met someone that I felt deserved to be married so I had to step up or step aside.

I stepped up.

I made the decision that if I get married I was going to truly commit to all that God intended it to be. I decided that I was going to take on this marriage thing as a challenge. I decided that I was going to be different. Now I am a cheerful advocate of marriage. When someone asks me how the married life is going I don’t give the usual male sarcastic answers. If you ask me I’ll tell you that I am blessed and that the married life is great. It’s great because my wife and I choose to make it great and because we work at it.

That ain’t no joke!

Kickin it on The Stoop,

Scott Speed

TheNeighborhoodSpeaks.com

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Get Your Money Right…Change Your Life!

My granddaddy always told me “Scotty boy, any man can make a dollar…but it takes a wiiiiiise man to spend it.” As I’ve gotten older and gained more experiences in life I’ve realized how powerful that statement was. You can’t listen to the radio nowadays without hearing a bankruptcy attorney’s ad. You can’t watch TV for one hour without seeing a commercial for credit counseling services. And you cant ride across town without seeing a sign for credit repair services.

Man was Grandaddy right, “It takes a wise man to spend a dollar.”

I have my theories on why so many people struggle with finances. It starts with a lack of emphasis being put on teaching financial literacy in schools. I also believe that too many businesses make big money due to peoples financial ignorance for there to be any real efforts to stop it.

When I graduated from college I was upset that I didn’t really learn how the stock market worked. I didn’t learn what a money market account or mutual fund was. I didn’t learn the power of compounding interest or how a credit card was really an adversary in the fight for financial freedom. Unfortunately, many people in this country have to learn finances by trial and error.

Some people will say that you should have learned these things at home growing up. True, however some people like myself grew up in households that were in survival mode with a single mother who was never taught those things from her parents. Many families go from generation to generation in survival mode and never learn how to truly get ahead, save money, achieve financial freedom, and leave a legacy for the next generation.

My entire life I thought that you had to make a ton of money to have financial freedom. In doing so I did not realize that I was neglecting a powerful tool that I already had, my income.

In December 2008 my cousin Reece introduced me to the teachings of a man by the name of Dave Ramsey. I’ll never be the same.  I listened to Dave Ramsey’s book The Total Money Makeover and I was amazed. I thought that I knew everything that I needed to know and that no one could offer me anything that I had not already heard or read. I was wrong. I was so excited to hear something that did not just offer theories. Dave Ramsey actually provides a step-by-step road map to financial freedom, with no gimmicks, that will help you no matter what your situation is.

I learned that making a ton of money does not necessarily equal financial freedom. Having zero debts and effectively managing your income does. Imagine getting paid and only having to pay your necessities like food, utilities, and childcare. Think of how much money you now have left over each month. Nice thought isn’t it?

Dave Ramsey created ten baby steps to get you there. I encourage anyone who wants financial peace to check out Dave’s website and purchase The Total Money Makeover. My wife and I even took the Financial Peace class he teaches. We are now excited more than ever about our financial futures!

Kickin it on The Stoop,

Scott Speed

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It Was All A Dream…

It was all a dream

I used to read word up magazine

Salt –N-Pepa and Heavy D up in the limousine

Hanging pictures on my wall

Every Saturday rap attack, Mr. Magic, Marly Marl

I let my tape rock till my tape popped…

(Biggie Smalls “Juicy” 1994)

I recently read a comment in a blog which stated that Dreams Are For Fools. The individual who wrote this comment supported this statement with a strong argument and it really made me think. He said that dreams are like the lottery… most people never win and only end up broken hearted and disillusioned chasing them. He went on to say that if you work hard and make wise conservative decisions you will be better off in life.

Dreams are for fools…

Man, that statement hit me right where it hurts because I’ve been a dreamer all my life.  I don’t think a week has gone by in my life when I have not envisioned an even better future.  It really hurt bad when I thought of all my dreams that did not materialize into what I had hoped they would. I thought to myself, how might my life be different if I had played it close to the vest all these years and had not taken any risk? Would I be better off?

Dreams are for fools…yeah right!

What if Christopher Wallace, aka. Biggie Smalls, didn’t dream? Hip-hop would have missed out on one of the greatest. What if Martin Luther King didn’t have a dream? Would we be as compassionate toward those who are different than us? What if Michael Jordan didn’t dream? Would he have ever mentally recovered from getting cut from his high school basketball team to become the greatest of all time? What if Barack Obama didn’t dream…enough said.

Dreams are fools…please!

What I’ve learned is that the journey towards ones dreams will be filled with many obstacles, setbacks, and failures. However, it is in these experiences that you will be enriched the most. Life is funny that way. You have to pay a price for success. If you want to get in shape and have muscles you must first endure pain and soreness. If a husband and wife want to experience the joy of parenthood they must first endure 9 months of the wife going through physical and emotional changes as well as a painful labor and delivery. If you are MJ and you want to win an NBA title you must first endure losing to the Detroit Pistons and Boston Celtics for several years before you figure out what it takes to get it done.

 That is why some people are out of shape, some women never want children, so many players never win titles, and some people think that dreams are for fools. They just don’t want to pay that price.

In the great tale “The Alchemist “ it is said that, “People are afraid to pursue their most important dreams, because they feel that they don’t deserve them, or that they’ll be unable to achieve them.”

Well, I refuse to sit on the sidelines with the timid in this game called life while others are out there playing the game, paying their dues, and learning life’s greatest lessons from their experiences.  All while their dreams get closer each day. 

Failure is the condiment that gives success its flavor” – Truman Capote

Kickin it on The Stoop,

Scott Speed

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True Success. What’s It Mean To You?

I just wanna be, I just wanna be successful

I just wanna be, I just wanna be successful

I just wanna be, I just wanna be successful

(Drake “Successful”)

I’m fascinated with the concept of Success, always have been. I’ve desired it every since I sold candy for that first fundraiser in elementary. I wanted to be a Success in school. I wanted Success in sports.  Ultimately, at a young age I decided I wanted to be a Success in life.

What is so interesting is that Success is so elusive for so many people while at the same time being so attainable for others. There are varying levels of Success. So many people around us are Successful while so many people around us are not. Some people drive expensive cars and live in big houses too appear Successful when the truth is they live pay check to check. Yet, there are people who drive modest cars and live in modest homes that are well off.

Often times I wonder, is Success a series of fortunate events like winning a game, getting a raise, having a child, or graduating from college? Or is it the result of years of paying dues in this game called life? Is Success a feeling or is it V.I.P access, a Mercedes Benz, and a house on the hill? Is Success an emotional high that levels off and fades over time or is it an accomplishment that lives with you for the rest of your life? Who determines if you’re a Success…you or others?

So, when it comes too true Success, what’s it mean to you…?

Speak your mind! Leave a comment.

Kickin it on The Stoop,

Scott Speed

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